Elk City Homes under $400,000

Welcome to Elk City, Oklahoma—a charming gem nestled in the heart of Western Oklahoma! Known for its warm hospitality and rich history, Elk City offers a delightful blend of small-town charm and modern conveniences. With a population of just over 11,000 residents, this vibrant community boasts a welcoming atmosphere, making it an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

Elk City is not just a place to live; it's a community that thrives on connection and engagement. Residents enjoy a variety of local attractions, including the fascinating Route 66 Museum, which pays homage to the iconic highway that runs through the city. Outdoor enthusiasts will appreciate the beautiful parks and recreational facilities, perfect for picnics, hiking, and family gatherings.

When it comes to housing, Elk City offers an impressive selection of homes under $400,000, making it an excellent choice for first-time buyers and those looking to downsize. From charming single-family homes to modern townhouses, the real estate market here provides a diverse array of options to suit every taste and budget. Many properties feature spacious yards, updated interiors, and convenient access to local amenities, ensuring that you can find your perfect sanctuary without breaking the bank.

With its affordable housing market, friendly community, and rich cultural heritage, Elk City is not just a place to call home—it's a place to thrive. Whether you're looking to invest in your first home or seeking a peaceful retreat, Elk City welcomes you with open arms!

Newest Elk City Homes under $400,000

$359,900

4 Beds ⋅ 3 Baths ⋅ 1251813 MLS

Welcome to this spacious and beautifully updated 4-bedroom, 3 bath home in Elk City, offering plenty of room for living and entertaining! From the moment you step inside, you'll notice the inviting open feel and updates throughout. The living room features a vaulted ceiling and a brick fireplace with the flexibility to enjoy either gas or wood-burning fires. New wood-look flooring flows throughout the home, providing a fresh, updated look. The dining area offers bar seating and opens nicely into the large kitchen, which provides plenty of cabinet storage, a stainless-steel sink with disposal, and a dishwasher. The laundry room offers even more cabinet storage and plenty of workspace. Bedrooms feature walk-in closets, providing excellent storage. One of the updated bathrooms features a granite countertop, large mirror, tub/shower combination, and built-in storage. A second bedroom also includes a walk-in closet. The spacious primary suite offers French doors leading directly to the backyard, providing easy access to the outdoor living area. The ensuite bathroom includes a vanity and sink, two walk-in closets, and a tub/shower combination. An additional large bonus room provides could be used as a bedroom, game room, second living area, home office, or hangout space. This room also has its own bathroom, making it ideal for guests or extended family. Outside is the large backyard enclosed by a privacy fence. The in-ground pool is located in a separately fenced area, creating a great space for summer entertaining while providing an added layer of security. A new storage building offers additional room for lawn equipment, pool supplies or toys. With spacious living areas, multiple walk-in closets, new flooring, fresh updates, basement, a brand-new class 3 roof, an attached 2-car garage, and an in-ground pool, this Elk City home offers a combination of comfort, functionality, and outdoor enjoyment that is ready for its next owners!

1310 Dalton Avenue, Elk City

$189,000

3 Beds ⋅ 2 Baths ⋅ 1251890 MLS

Well-maintained 3-bedroom, 2-bath home featuring crown molding in most rooms and beautiful living room built-ins surrounding a gorgeous electric fireplace. The kitchen offers solid-surface countertops, while one bathroom features include a granite countertop and the other a soaker tub. The converted garage provides two additional rooms measuring approximately 10’x10’ and 10’x15’ MOL, plus a storage room. Enjoy a landscaped backyard oasis with a covered porch—perfect for relaxing or entertaining!

1119 Crestview Drive, Elk City

$249,000

5 Beds ⋅ 2 Baths ⋅ 1251478 MLS

Welcome to this spacious two-story home that offers room for everyone with a flexible layout and updates throughout. Upstairs, you’ll find 4 generously sized bedrooms, each with excellent closet space and a shared full bathroom. The largest upstairs bedroom could easily serve as a second living area, office, or guest suite, giving you multiple layout options to suit your needs. Downstairs is where the heart of the home truly shines with a bright living room featuring wood floors and a cozy wood burning fireplace. The primary bedroom is also located downstairs and includes custom barn doors on the closets and bathroom. The kitchen has been beautifully updated with sage green cabinetry with views of the backyard. You are on a large corner lot with a storage building and this is just blocks away from Elk City Lake and Elk City Golf Course.

320 Elkview Drive, Elk City

$159,000

3 Beds ⋅ 2 Baths ⋅ 1250592 MLS

Welcome to 1204 W Ave. C—a charming brick home offering three bedrooms, two bathrooms, and an outstanding updated kitchen, all nestled on a quiet, established street. This is a home you'll want to see before it's gone. I've heard it said the kitchen is the heart of the home. The beautifully remodeled kitchen serves as the heart of the home while preserving the character that makes this property special. Original hardwood floors in the living room and main hallway add warmth and timeless appeal. The spacious primary suite features a walk-in jetted soaking tub, perfect for relaxing after a long day, with the convenience of a shower as well. A generous walk-in closet provides plenty of storage. Two additional bedrooms are both comfortably sized, offering flexibility for family, guests, or a home office. Outside, you'll appreciate the attractive curb appeal with concrete-edged flower beds in the front yard, while the oversized backyard offers mature shade trees, plenty of room to enjoy the outdoors, and a storage building for added convenience. Situated on a large corner lot, the home faces north with an east-facing two-car garage—an ideal orientation that many homeowners appreciate. For additional peace of mind, the property also includes an underground storm shelter with easy step access. Don't miss your opportunity to own this wonderful home at 1204 W Ave. C. With its combination of updates, character, and desirable location, it won't stay on the market for long!

1204 W C Avenue, Elk City

$99,500

3 Beds ⋅ 2 Baths ⋅ 1249897 MLS

Looking for a home you can make your own? This 3-bedroom, 1.5 bath property has the space and features to get you started. You can put your personal style on this home. Recent improvements include a newer A/C and tankless water heater. The exterior offers a privacy fence with a double gate, an 11x24 storage/shop, RV carport, and additional parking along the side of the home. This one is worth a look! Conventional loan or cash.

403 Eisenhower Lane, Elk City

$209,000

3 Beds ⋅ 2 Baths ⋅ 1248902 MLS

Beautiful open and inviting! Well built and upkept 2005 built brick home with large eat-in kitchen that opens up to the back yard for those nights spent by the grill. The primary bedroom is spacious and is accompanied by a closet that just keeps on going. If you want to be close to amenities but set back from busy roads this neighborhood is for you. The landscaping is lovingly designed and provides curb appeal and a boost of dopamine every time you step outside. Recently (summer ‘26) replaced HVAC system, newer Class-4 Tamko shingled roof, max water softener system included mean you have everything you need to be home sweet home. Come see yourself in this home!

117 Carter Road, Elk City

$139,900

3 Beds ⋅ 1 Baths ⋅ 1248899 MLS

Welcome to 123 Currell Lane in Elk City, Oklahoma! This charming three-bedroom, one-bathroom home offers a comfortable and versatile layout with plenty of space both inside and out. The living room and dining room are open to one another, creating an inviting atmosphere that is perfect for everyday living, family gatherings, or entertaining guests. The spacious laundry room offers much more than a place to handle household chores—it can also provide additional pantry storage, serve as a home office, create a convenient hobby area, or function as whatever flex space best suits your lifestyle. The third bedroom was recently upgraded with a brand-new mini-split system for added comfort throughout the year. Step outside onto the sizable back deck, where you can relax, entertain, or simply enjoy your outdoor space. The backyard also features a 400-square-foot shop, providing excellent room for storage, tools, projects, hobbies, or a dedicated workshop. With its flexible indoor spaces, generous deck, and valuable shop, this property has plenty to offer. Schedule your private showing today and come see the possibilities at 123 Currell Lane! Seller Is Licensed Agent In Oklahoma, License #202878, & Related To Listing Agent.

123 Currell Lane, Elk City

$349,000

3 Beds ⋅ 2 Baths ⋅ 1247685 MLS

Unique opportunity just outside Elk City city limits! Set atop a hill on approximately 25 acres, this distinctive 3-bedroom, 2-bath earth-sheltered home offers beautiful views, privacy, and plenty of room to enjoy the country lifestyle while remaining conveniently close to town. The home is currently undergoing a remodel, giving the next owner the opportunity to finish the improvements and make the space their own. The kitchen features granite countertops, while a wood-burning stove adds warmth and character. A metal roof provides durability, and the home is all-electric with rural water and a septic system. The property also features a spacious 30' x 40' shop with electricity, ideal for equipment, vehicles, hobbies, storage, or a workshop. In addition to rural water, the property has its own water well equipped with solar panels, providing an additional water source. With its elevated setting, expansive acreage, unique earth-sheltered construction, shop, multiple water sources, and convenient location just outside the city limits, this property offers a rare combination of privacy, space, and potential. Bring your vision and finish the remodel to create a truly one-of-a-kind rural retreat close to Elk City!

10380 N 2000 Road, Elk City

$149,000

3 Beds ⋅ 2 Baths ⋅ 1248532 MLS

Looking for a move-in ready home under $150,000? Welcome to 410 Hoover Cir in Elk City! This 3-bedroom, 2-bathroom home offers a functional layout with wood-look tile flooring throughout. The beautiful kitchen opens directly to the living room, creating an inviting space for everyday living and entertaining. A convenient laundry nook adds to the home's functionality. Step outside to a spacious backyard featuring a shop with power, an automatic garage door opener, and alley access—perfect for projects, hobbies, additional parking, or storage. An additional storage shed provides even more room for your outdoor equipment and belongings. The property is complete with a one-car attached garage. With 3 bedrooms, 2 full bathrooms, a great backyard, a below ground storm shelter, and a powered shop, 410 Hoover Cir packs plenty of features into an affordable price point. Schedule your private showing today!

410 Hoover Circle, Elk City

$95,000

3 Beds ⋅ 2 Baths ⋅ 1248215 MLS

3-bed, 2-bath Elk City home on a solid slab. Features a central fireplace, functional living space, and a custom addition with a large den, dedicated office, and built-in porch. The roof was post-weather inspected, and the HVAC is working smoothly.

116 Sunset Street, Elk City

$349,900

4 Beds ⋅ 3 Baths ⋅ 1247229 MLS

Charming 4-Bedroom Brick Home on Corner Lot with a Pool in Elk City, OK Welcome to this beautifully maintained 4-bedroom, 2.5-bath brick home situated on a spacious corner lot. This inviting property offers the perfect blend of comfort, style, and functionality. Step inside to find a warm and welcoming living area featuring a cozy fireplace, ideal for relaxing evenings with family and friends. The home boasts a well-designed layout with generous bedroom sizes and ample closet space, making it perfect for growing families or anyone who loves to entertain. The kitchen offers plenty of cabinetry and counter space, connecting seamlessly to the dining area for easy meal prep and gatherings. The primary suite includes a private bath and walk-in closet, creating a perfect retreat at the end of the day. Outdoors, enjoy your private backyard oasis with a sparkling in-ground pool—ideal for cooling off during Oklahoma summers or hosting weekend barbecues. The large corner lot offers additional yard space, mature landscaping, and curb appeal galore. Lot size is .7 Acres Mol. Additional features include a two-car garage, dedicated laundry room, and convenient access to local schools, parks, and shopping. Home features newer windows, newer exterior & interior doors. LED Lighting and smart lights throughout the home. Equipped with surround sound, you just need a control box. There is a 220 plug in one of the bedrooms. Fresh paint throughout most of the home. Ask for full list of upgrades! Don’t miss this opportunity to own a wonderful home in Elk City—schedule your private showing today!

321 Grissom Drive, Elk City

$249,900

2 Beds ⋅ 2 Baths ⋅ 1247151 MLS

Charming, updated 2-bedroom 2-bathroom home in Elk City, Oklahoma! Located in the desirable Merritt School District, this home has updated, custom features in the kitchen and bathrooms. The kitchen is conveniently located off the garage and has beautiful stainless steel appliances. Enjoy a welcoming living room with a wood fireplace. Both bedrooms are generously sized with abundant storage in oversized closets. Outside features include an insulated workshop with an additional covered parking area and underground storm shelter located off the backyard. Roof is new (July 2026) and A/C is new (Nov 2025). Come see this property now - it won't last long!

11287 N 1975 Road, Elk City

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